YNAB Not Clicking?
I'm Anita Dombovari, a YNAB Certified Coach based near Denver, CO. I offer 1:1 YNAB coaching and one-on-one YNAB help over Zoom for clients nationwide across the US. Whether you're brand new to YNAB or have tried it and given up, I'll help you set it up, clean it up, and build a money plan you can actually stick with, without the stress, guilt or confusion.
You make decent money, but it feels like it vanishes every month.
You’ve tried YNAB, but it still isn’t working the way you hoped.
You know it’s the best budgeting tool out there...
So why does it still feel like something’s not adding up?
YNAB is the best budgeting tool I know, but it has a learning curve. As your coach, I sit with you on Zoom, look at your actual YNAB account with you, and walk you through it step by step. You get one-on-one YNAB help for your exact situation, not a generic tutorial.
Most people come to me for one of these:
Hi, I'm Anita. I've been a YNAB Certified Coach since December 2022, and I've used YNAB for more than 10 years to run my personal finances, my business and my rental properties. I'm also an iPEC Certified Professional Coach, so we work on the habits and money stories that keep pulling you off track, not just the buttons.
I help people who make good money but still feel stuck living paycheck to paycheck.
Whether you're brand new to YNAB or already using it but feel like you're missing something, I'll guide you through the learning curve, organize your finances, and build a customized plan that fits your actual life, not just a spreadsheet.
I combine practical YNAB setup with money-mindset coaching, so you feel clear, confident and in control of your money. You can also find me in YNAB's official Certified Coach Directory.
Earning more doesn't automatically end money stress. Many of my clients have good incomes and still feel like money vanishes every month. YNAB gives every dollar a job, so you finally see where it goes. Read more: Why making more money doesn't fix money stress
Freelancer, business owner or gig worker? The YNAB method doesn't care when you get paid. You only plan with money you actually have. Read more: YNAB for irregular income
I help business owners run personal and business budgets side by side, and ADHD brains build routines that actually stick. Sessions can be just you, or you and your partner. If you want a coach who gets the human side of money, you're in the right place.
Packages are month-to-month, with no long-term contract. Compare YNAB coaching packages
I'm based near Denver, CO, and all of my coaching happens virtually. I don't meet in person, so it doesn't matter where you live. I work with clients nationwide across the US over Zoom, from New York and Providence to Cincinnati, Portland and Los Angeles, and I'll walk you through screen sharing if you've never done it.
"As a 41-year-old woman, it is embarrassing to admit I have no clue what I'm doing with my money. I make a very good living, yet I've been living paycheck to paycheck for as long as I can remember. I've tried a few budgeting methods, but nothing stuck — until I worked with Anita. She simplified what I thought was complicated, explained how money works, and helped me gain control of it. I'm no longer living with the crippling anxiety of checking my bank account. Anita and YNAB truly changed my life."
- Sam L., Director of Marketing (Providence, RI)
"Working with Anita has been a game changer. Her technical knowledge of YNAB and her financial coaching helped take my money management to the next level. I highly recommend her!"
- Kevin H., Musician (New York)
"We’ve always had a healthy income, but we constantly struggled with money. After working with Anita, I now understand budgeting concepts and how to apply them using YNAB. Our spending is clearer, and I’m saving more, paying off debt, and making conscious choices with money. Her exceptional knowledge, patience, and quick responses have made her an invaluable partner in our financial journey."
- Jamie M., IT Consultant (Calgary, AB)
"I have ADHD and am a compulsive spender. I had tried using YNAB in the past and failed. With Anita’s patient guidance, I FINALLY get it! I no longer avoid my bank accounts. My life has been completely changed — I never dreamed this was possible for me."
- Kat V., Flight Attendant (Denver, CO)
"Anita has a gift for making budgeting feel doable. She’s patient, thorough, and makes YNAB make sense. I can’t remember what life was like before working with her. I now confidently manage both our personal and business budgets. She's a great partner and coach at any stage of your financial journey."
- Rebecca F., Producer (Los Angeles, CA)
What does a YNAB coach do? A YNAB coach teaches you how to use YNAB (You Need A Budget) for your real life. As a YNAB Certified Coach, I offer 1:1 YNAB coaching over Zoom: I help you set up or clean up your YNAB account, explain features like credit cards, targets and reconciling, and build simple habits so you stick with it. I also coach the mindset side, so you stop avoiding your money. Do you only coach in Denver, or can you help me online? I coach virtually only, over Zoom, and I work with clients nationwide across the US. I'm based near Denver, CO, but I don't meet in person. We share screens and work in your actual YNAB account together, and I'll walk you through the setup if you've never used Zoom screen sharing. I've also worked with a few clients in Canada. Who is one-on-one YNAB help for? One-on-one YNAB help is for anyone who wants YNAB to finally click: people brand new to YNAB, people who tried it and gave up, high earners who still live paycheck to paycheck, freelancers and business owners with irregular income, and people with ADHD. If you've been looking for a YNAB budget coach who doesn't judge your spending, that's me. How are YNAB coaches different from financial planners? YNAB coaches teach you how to manage your own money day to day using YNAB. I'm a YNAB Certified Coach, not a financial planner or CFP. I help you understand where your money goes, give every dollar a job, and build a money plan for your spending, saving and debt payoff. If investing comes up, I'm happy to share what's worked for me personally. Just know I'm a coach, not a licensed advisor, so investment choices are always yours to make. Do YNAB coaches work for YNAB? No. YNAB Certified Coaches are independent. YNAB trained and certified me, and you can find me in YNAB's Certified Coach Directory, but I'm not a YNAB employee and I set my own packages and pricing. How do I get started with a YNAB coach? Book a free intro call. We'll talk about your current situation, your goals and where YNAB feels stuck, then pick the 1:1 YNAB coaching option that fits. Monthly coaching starts at $333 a month, month-to-month, and 15-minute Quick Fix sessions are $49. See my YNAB coaching packages for details.
Limited spots available. I only take on a few new clients each month.
I am a YNAB Certified Coach, which means that I have been trained to coach people on using YNAB software and the YNAB method. I have met select requirements of YNAB in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.
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