What It’s Really Like to Work with a YNAB Coach

What It’s Really Like to Work with a YNAB Coach

So, you’ve downloaded YNAB, watched a few tutorials, and maybe even given budgeting a solid try…

And yet?
You’re still feeling stuck.

Maybe it’s the learning curve.
Maybe your financial life feels too “outside the box” for templates.
Or maybe you’re just tired of doing this alone.

That’s exactly where working with a YNAB coach comes in — and no, it’s not just someone pointing at your budget and telling you to stop buying coffee.

Here’s what it’s actually like to work with a certified YNAB coach — and why it could be the turning point in your financial journey.

1. We Start with Your Real Life

No two budgets are the same — because no two lives are the same.
We’ll build your YNAB budget around your actual income, values, goals, and the real-life curveballs you’re dealing with.

Whether you:

• Have irregular income

• Manage personal and business finances together

• Share finances with a partner

• Are navigating ADHD, overspending, or debt

This process is completely adaptable to you and your priorities, circumstances, and desires.

2. You Get Hands-On Guidance (Not Just Theory)

Forget generic advice — this is real-time, screen-sharing, collaborative work.
We meet over Zoom, walk through your YNAB budget together, and I help you clean it up, organize it, and make it functional.

You’ll leave every session with:

• Clear next steps

• Personalized action items

• A sense of relief that you’re finally doing it right

3. We Tackle Mindset Along the Way

Money is emotional. It’s never just about the math.

If you’ve ever said:

• “I should’ve figured this out by now”

• “I’m just not a numbers person”

• “I make decent money — why do I still feel broke?”

  or

• "Why can't I just get my life together?"

That’s mindset talking. Together, we’ll work on shifting those beliefs so you can start making decisions from clarity, not shame.

4. It’s an Ongoing Relationship, Not a One-Time Fix

This isn’t a quick download and good luck.
You’ll get personalized support between sessions, and we’ll continue to adjust your plan as your life evolves — vacations, surprise expenses, income shifts, and all.

You don’t have to be perfect. You just have to show up. I’ll help you figure out the rest.

Client Feedback

"I make a very good living, yet I’ve been living paycheck to paycheck for as long as I can remember. I’ve tried a few budgeting methods, but nothing stuck — until I worked with Anita."
— Sam L., Director of Marketing

"For the first time, I actually understand my money and finances — all thanks to Anita and YNAB. I have ADHD and am a compulsive spender... I had tried to use YNAB in the past and failed, and honestly, I would have again if not for Anita’s patient guidance."
— Kat V., Flight Attendant

Thinking About Coaching?

Working with a YNAB coach isn’t about restriction — it’s about clarity.
It’s about understanding what your money is doing and how to make it work for you.

If you’ve been curious about getting support, book a free intro call. It’s casual, no pressure, and a great way to see what’s possible with the right guidance.

Book Your Free Intro Call