YNAB Coaching Packages FAQ
How much does a YNAB Coach cost?
YNAB coaches are independent and set their own prices. My most popular 1:1 YNAB coaching package is $333 a month for two 1-hour sessions, and it's where most clients start. If you want to move faster, it's $497 a month for three 1-hour sessions. Both include email support between sessions. For one specific problem, a jam-packed 15-minute Quick Fix session is $49. Monthly coaching starts with a free intro call. If you just need one thing fixed, you can book a 15-minute Quick Fix ($49) directly, no intro call needed.
Is there a contract or minimum commitment?
No. My monthly packages are month-to-month and continue until you cancel. There's no minimum term. If you'd like to cancel or move to fewer sessions, just let me know. You're never locked in.
What's included in your YNAB coaching packages?
Each monthly package includes one-on-one YNAB coaching sessions over Zoom, full YNAB setup or cleanup, money-mindset coaching, a simple action plan after every session, and email support between sessions.
How many YNAB coaching sessions will I need?
Most clients need 2 to 3 months of coaching to get a good handle on YNAB. Most people start with two sessions a month, my most popular option. If you want to move faster, three sessions a month is there for you. After a few months together, once things are running smoothly, a once-a-month check-in is an option. I don't offer once a month at the start, because it isn't enough momentum to make YNAB stick. If you just need one thing fixed, a 15-minute Quick Fix session may be all you need, and I won't hold anything back.
What is the time commitment?
This depends on which option you choose: two 1-hour coaching sessions per month (most popular) or three 1-hour coaching sessions per month. Outside our sessions you'll have some work to do, usually no more than one hour per week. As you get more familiar with the method, that drops to less than 30 minutes per week.
Do you offer YNAB classes?
I don't offer group YNAB classes at this time. I teach YNAB through 1:1 YNAB coaching instead, so every session is about your own accounts, your own questions and your own pace. It's like a private YNAB class built around your life. If you only have one quick question, a 15-minute Quick Fix session works well.
Where do we meet?
We meet on Zoom and use screen sharing, so I can coach clients nationwide across the US. Don't worry if you've never screen-shared; I'll walk you through it.
I've never tried budgeting before. Is this for me?
Absolutely. I meet you wherever you are in your financial journey, whether you're a budgeting newbie or have tried other methods.
Do you cover mindset work as well as budgeting?
Yes! What I provide is a unique program to shift your beliefs around money while also utilizing practical tools to manage your money. This two-pronged approach is what makes working with me so impactful for my clients.
Will this work if I don't get paid on a regular pay cycle?
Yes! The method I teach doesn't care when you get paid. This can be incredibly helpful for freelancers, small-business owners, and gig workers. No matter when you get paid, we'll only be working with money you actually have, regardless of when it comes in. We'll create a custom plan that matches your life.
I have my own business. Can I use this method for that too?
Yes! I have many clients who are also small-business owners. This works for personal and business finances. You can run your business using the exact same principles. I'll also offer some extra tools for managing business finances using this method. One of my favorite things about teaching business owners is the shift from overleveraging their business income to having a real strategy for how income will be utilized within their business for owners' compensation, operating expenses, taxes, etc.
Do you need access to my bank accounts?
No. If you choose to sync your accounts to the program you'll do so on your end and through the latest encryption technology and enhanced login measures. I'll never need or want your login information. There may be times you choose to screen share while logged into a bank account, but this is not necessary and I'll never have access to your accounts.
Will this be painful?
I strive to make budgeting as fun, interesting, and easy as possible for you. Trying something new can sometimes feel uncomfortable, but it doesn't take long to get your footing. People are often surprised how quick and painless the process is with a coach by their side. The rewards far outweigh any initial discomfort.
Are you going to tell me what I can and can't spend money on?
No. I don't judge how you spend your money, whether that's getting your nails done, lattes, or sports cars. We'll create a plan that makes sense and affords you the things you love in life. After all, what's the point of a budget if it makes you miserable? The beauty of this method is that you'll begin to see where your spending aligns with your values and where it might not, allowing you to spend even more on what's really important to you.
When will I see results?
If you are attending our sessions and implementing what we discuss, you'll see results right away. The first change you'll notice is a sense of peace knowing that all your money questions can be answered in one easy-to-access place. Next, you'll notice the difference in spending decisions when every dollar is being accounted for.
Once you've been budgeting for a few weeks you may discover you have leftover money to play with. By the end of our work together you'll feel confident in budgeting and may even begin setting aside money for future months. We call this "Ageing your Money".
How do I get started?
Book a free YNAB coaching intro call with me. We'll talk about your current financial picture, your goals and how I can help, then choose the package that fits.
Read more client stories on my homepage.
Ready to Get Started?
Book a free intro call, tell me where YNAB feels stuck, and we'll pick the package that fits. I keep my client list small, so spots are limited.